Federal Law by Decree Concerning Pension and Social Security

Article 1 — Definitions ¶

In application of the provisions of this Law by Decree, the following words and phrases shall have t[he meanings assigned]... (defined terms include): State; Government; GPSSA; Minister; BOD; BOD Chairman; Employer; National; Insured; Subscription Duration; Pensioner; Retirement Age; Pension; Beneficiary; Period of Service; Work Injury; Occupational disease; Incapable of Earning; Total Disability; Partial Disability; Natural Death; Competent Medical Committee; Subscription Account Salary; Pension Account Salary.

Article 2 — Scope of Application ¶

1. The provisions of this Law by Decree shall apply to the Insured who works for an Employer as of t[he effective date]...

Article 3 — Controls for the Insured's Subscription ¶

1. The age of the Insured must not be less than (18) eighteen years and not more than the age of ret[irement]...

Article 4 — Subscriptions Paid to GPSSA on Behalf of the Insured ¶

1. Subscriptions on behalf of the Insured shall include the following: a. The Insured's share in...[the subscription; b. the Employer's share]...

Article 5 — Subscription Account Salary ¶

For the purposes of implementing the provisions of this Law by Decree, the subscription account sala[ry shall be determined as follows]:
1. As for the Government Sector: ...
2. As for the Private Sector: ...
3. As for the Insured who works for any of the regional and international missions and foreign polit[ical missions]: ...

Article 6 — Calculation of Subscription Period ¶

1. When calculating the subscription period, the periods of service that the Insured spends with an [Employer shall be counted]...

Article 7 — Previous Service Periods Addition ¶

For the purposes of calculating the pension or end-of-service gratuity in accordance with the provis[ions of this Law]...

Article 8 — Provisions and Controls for Adding Previous Service ¶

1. In order to add the service periods referred to in Article (7) of this Law by Decree, the followi[ng conditions shall apply]...

Article 9 — Insured Obtaining Nationality of the State ¶

The provisions of this Law by Decree shall apply to the person who obtains the nationality of the St[ate]...

Article 10 — Salary Based On Which Subscriptions Are Calculated ¶

1. Subscriptions in the Government Sector shall be calculated based on the Insured's salary each mon[th]...

Article 11 — Employer's Obligations ¶

1. The Employer is obligated to register the Nationals who work for him and are subject to the provi[sions of this Law]...

Article 12 — Deadline for Paying Subscriptions ¶

Subscriptions shall be payable as of the first of the month following the month for which they are d[ue]...

Article 13 — Pension Entitlement Cases ¶

1. The pension shall be entitled in the following cases: a. The end of service of the Insured du[e to reaching retirement age; and other cases]...

Article 14 — Nominal Service Periods ¶

The Insured may request the purchase of a nominal service period to be added to his actual service p[eriod]...

Article 15 — Case of Missing of the Insured ¶

If a judgment is issued deeming the Insured missing, his beneficiaries shall be paid a temporary mon[thly amount]...

Article 16 — Entitlement to Pension of Death and Total Disability Resulting From Work Injury ¶

The Pension shall be settled assuming that the Insured's subscription period has reached thirty-five[years]...

Article 17 — Compensation for Partial Disability Resulting from Work Injury ¶

1. The Insured who develops a partial disability resulting from a work injury is entitled to compens[ation]...

Article 18 — Pension Account Salary ¶

For the purposes of implementing the provisions of this Law by Decree, the pension account salary sh[all be determined as follows]:
1. As for the Government Sector: ...
2. As for the Private Sector, regional and international missions and foreign political missions ope[rating in the State]: ...

Article 19 — Pension Calculation ¶

1. The Insured's pension shall be calculated at the rate of (2.67%) of the pension account salary fo[r each year of subscription]...

Article 20 — Provisions for Pensions of Prime Minister, His Deputies, and Ministers ¶

1. The Prime Minister, his deputy, or the Minister is entitled to a pension of (50%) of the pension [account salary]...

Article 21 — Beneficiaries and Conditions for their Entitlement to Pension Shares ¶

1. The right to the Pension shall be transferred after the death of the Insured or Pensioner to his [beneficiaries]...

Article (22) Controls of Entitlement, Cessation, and Cutting off Payment of Pension Salary to Beneficiaries
1. The widow's share shall be cut off in the event of marriage or joining a job covered by the provi[sions of this Law]...

Article 23 — Minimum Pension for Beneficiary ¶

1. The minimum share of the beneficiary of the Insured or Pensioner shall be as follows: a. Eigh[t hundred dirhams and other minimums]...

Article 24 — Combining More Than One Pension ¶

1. The Pensioner may combine his pension due under the provisions of this Law by Decree with his pen[sion due under another law]...

Article 25 — Combining Pension and Salary ¶

1. Payment of the Pension shall be ceased if the Pensioner joins a job covered by the provisions of [this Law]...

Article 26 — End of Service Gratuity ¶

1. The Insured shall be granted an end-of-service gratuity if his service ends, and he is not entitl[ed to a pension]...

Article 27 — Loss or Cessation of Right to Pension or End-of-Service Gratuity ¶

1. Without prejudice to the provisions of Articles (28) and (29) of this Law by Decree, the Insured [shall lose the right to pension in certain cases]...

Article 28 — Death of the Insured Subject to Disciplinary Action ¶

If the Insured or Pensioner who is subject to a disciplinary action during his lifetime depriving hi[m of his pension dies]...

Article 29 — Withdrawing Insured's Nationality of State ¶

The Pensioner or Insured who loses his nationality shall be deprived of the pension or end-of-servic[e gratuity]...

Article 30 — Exceptional Pensions and Bonuses ¶

1. It is permissible, by a federal decree or a Cabinet resolution, to grant exceptional pensions, pe[nsion bonuses]...

Article 31 — Exchange of Insurance Benefits ¶

The Cabinet may, based on the BOD recommendation, shall establish a system for exchanging insurance [benefits]...

Article 32 — Judicial Enforcement Officers ¶

GPSSA's employees who are designated by a resolution issued by the Minister of Justice, in agreement[with the BOD Chairman, shall have the capacity of judicial officers]...

Article 33 — Penalties ¶

Without prejudice to any severer penalty stipulated in any other law, the penalties stated in the fo[llowing articles shall be imposed]...

Article 34 — GPSSA's Dues ¶

1. The GPSSA has the right to deduct any amounts unlawfully disbursed to the beneficiary from the sh[are due to them]...

Article 35 — Appeals and Disputes ¶

1. The Insured, Pensioner, beneficiary, or any interested party may not file a lawsuit to claim any [right under this Law without first submitting a grievance]...

Article 36 — Expiration of Employer's Right ¶

The employer's right to recover the amounts paid in excess shall forfeit two years after the date of[payment]...

Article 37 — Exemption from Judicial Fees ¶

Lawsuits filed by the GPSSA, the Insured person, the pensioner, or his beneficiary in connection wit[h this Law shall be exempt from judicial fees]...

Article 38 — General Provisions ¶

1. The periods stipulated in this Law by Decree shall be calculated according to the Gregorian calen[dar]...

Article 39 ¶

The subscription amounts due to be paid to the GPSSA shall be payable as of the date of the Insured'[s registration]...

Article 40 ¶

1. The GPSSA shall set the executive rules and conditions for employers, self-employed workers, and [others subject to this Law]...

Article 41 ¶

The Cabinet may, based on the BOD recommendation, issue resolutions related to amending the conditio[ns and provisions of this Law]...

Article 42 — Executive Resolutions ¶

The Minister shall issue the necessary regulations and resolutions to implement the provisions of th[is Law by Decree]...

Article 43 — Repeals ¶

Any provision that violates or contradicts the provisions of this Law by Decree shall be repealed.

Article 44 — Publication and Entry Into Force of Law by Decree ¶

This Law by Decree shall be published in the Official Gazette and shall enter into force as of the d[ate of its publication]...

To view tables and schedules, please click here: https://uaelegislation.gov.ae/en/legislations/2254/regulations

Translated in cooperation with
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